Personal Savings Accounts

Saving is made simple at Delta Community Credit Union

Savings for a Rainy Day or a Sunny One

Saving is made simple at Delta Community Credit Union. Open a Personal Savings Account with just a $5 deposit and start earning competitive dividends, which are paid out monthly. Once you're a member, you're a member for life, regardless of whether you move, change jobs or retire.

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Online Savings Account

No matter what you’re saving for, Delta Community Credit Union makes it simple. All you need to open a Personal Savings Account is a $5 deposit, and you’ll immediately start earning competitive dividends, which are paid out monthly. And once you're a member, you're a member for life, regardless of whether you move, change jobs or retire.

Saving for something extra special?

You might want to open an Additional Personal Savings Account that allows you to save for something outside your normal realm of savings. And we invite you to call it whatever you want, like your “Beach Within Reach Account” or your “University of Savings Account” or your “Brand Spanking New Car Account.” With an Additional Personal Savings Account, you’ll be able to keep the funds for the special things you’re saving for in their own special place. And just like our regular Personal Savings Account, it earns the same competitive dividends and is accessible through Online Banking and through our many Credit Union branch locations.

Check to see just how close you are to that beach vacation or new car with our free Savings Calculators.

Routing Number

Where's our routing number when you need it?
Right here:

261071315

Personal Deposit Products and Services

Learn more about Delta Community’s personal deposit products with our printable electronic brochure on Personal Account Products & Services. Get quick details on our Personal Checking Accounts, Personal Savings Accounts, Personal Money Market Accounts, Personal Certificates of Deposit and much more.

Learn More About Personal Savings Accounts


  • Rates

    Savings Accounts Rates

    Tier Rate Rate APY*
    $0.01 and up 0.15% 0.15%
    Tier Rate:
    $0.01 and up
    Rate:
    0.15%
    APY*:
    0.15%

    *APY = Annual Percentage Yield.

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  • Compare Rates

    Compare Personal Savings Accounts Rates

    Delta Community Credit Union has one of the best savings rates around. A higher personal savings rate equals more money in your pocket.

    Company Product Name APY*
    Delta Community CU Savings Account 0.15%
    Company
    Delta Community CU
    Product Name
    Savings Account
    APY*
    0.15%

    Competitor APYs as of the first day of the current month, provided by mybanktracker.com.

    *APY = Annual Percentage Yield. Competitor products displayed are those with terms comparable to the respective Delta Community product. APYs are accurate as of the first day of the current month and are provided by mybanktracker.com. Consult the financial institution directly for full product terms and current rates.

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  • Fees

    Personal Savings Accounts Fees

    Fee Type Amount
    Monthly Fee $0.00
    Fee Type:
    Monthly Fee
    Amount:
    $0.00
    Local Returned Deposited or Cashed Item $12.00/item
    Fee Type:
    Local Returned Deposited or Cashed Item
    Amount:
    $12.00/item
    Foreign Returned Deposited or Cashed Item (US and Canadian) $20.00/item
    Fee Type:
    Foreign Returned Deposited or Cashed Item (US and Canadian)
    Amount:
    $20.00/item
    Foreign Returned Deposited or Cashed Item (Other Currency) $40.00/item
    Fee Type:
    Foreign Returned Deposited or Cashed Item (Other Currency)
    Amount:
    $40.00/item
    Non-Sufficient Funds (NSF) Fee (per calendar year - includes ACH overdraft)** $25.00 1st item
    Fee Type:
    Non-Sufficient Funds (NSF) Fee (per calendar year - includes ACH overdraft)**
    Amount:
    $25.00 1st item
    2nd & 3rd item returned $30.00 per item
    Fee Type:
    2nd & 3rd item returned
    Amount:
    $30.00 per item
    4th or more item returned $35.00 per item
    Fee Type:
    4th or more item returned
    Amount:
    $35.00 per item
    Inactive Account Fee or Low Balance Fee Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee. $5.00 per month/$0 for account owners under 18 years of age
    Fee Type:
    Inactive Account Fee or Low Balance Fee
    Amount:
    $5.00 per month/$0 for account owners under 18 years of age
    Inactive Account - If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan ), we will classify your account as inactive and may impose an inactive fee.

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  • Apply Now

    Ready to start a Personal Savings Account?

    Open a Personal Savings Account today and watch your savings grow each month.

    Already a member and want to add another Savings Account? Just log in to your Online Banking account and choose Add an Account.

    If you’re not yet a member, open an account to sign up.

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Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to six (6) withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer or telephone/PC transfer (including bill payments).