Loan Rates

New Cars

Term	APR*
Up to 12 months	4.99% to 15.79%	Term: Up to 12 months APR*: 4.99% to 15.79%
24 months	4.99% to 15.79%	Term: 24 months APR*: 4.99% to 15.79%
36 months	4.99% to 15.79%	Term: 36 months APR*: 4.99% to 15.79%
48 months	4.99% to 15.79%	Term: 48 months APR*: 4.99% to 15.79%
60 months	4.99% to 15.79%	Term: 60 months APR*: 4.99% to 15.79%
61-72 months (greater than or equal to $20,000)	5.49% to 16.49%	Term: 61-72 months (greater than or equal to $20,000) APR*: 5.49% to 16.49%
73-84 months (greater than or equal to $35,000)	5.99% to 17.19%	Term: 73-84 months (greater than or equal to $35,000) APR*: 5.99% to 17.19%

Used Cars

Term	APR*
Up to 12 months	5.29% to 16.09%	Term: Up to 12 months APR*: 5.29% to 16.09%
24 months	5.29% to 16.09%	Term: 24 months APR*: 5.29% to 16.09%
36 months	5.29% to 16.09%	Term: 36 months APR*: 5.29% to 16.09%
48 months	5.29% to 16.09%	Term: 48 months APR*: 5.29% to 16.09%
60 months	5.29% to 16.09%	Term: 60 months APR*: 5.29% to 16.09%
61-72 months (greater than or equal to $20,000)	5.79% to 16.79%	Term: 61-72 months (greater than or equal to $20,000) APR*: 5.79% to 16.79%
73-84 months (greater than or equal to $35,000)	6.29% to 17.49%	Term: 73-84 months (greater than or equal to $35,000) APR*: 6.29% to 17.49%

To estimate payment amounts, see our Car Loan Calculators.

New and Used Other Vehicle Loans

Rates below are for motorcycle, boat, RV and aircraft loans only.

Term	APR*
Up to 12 months	6.79% to 16.39%	Term: Up to 12 months APR*: 6.79% to 16.39%
24 months	6.79% to 16.39%	Term: 24 months APR*: 6.79% to 16.39%
36 months	6.79% to 16.39%	Term: 36 months APR*: 6.79% to 16.39%
48 months	6.79% to 16.39%	Term: 48 months APR*: 6.79% to 16.39%
60 months	6.79% to 16.39%	Term: 60 months APR*: 6.79% to 16.39%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only	7.29% to 17.09%	Term: 72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only APR*: 7.29% to 17.09%
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only	7.79% to 17.79%	Term: 84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only APR*: 7.79% to 17.79%
120 months for $50,000 or more on boats, RVs and aircraft loans only	7.99% to 17.79%	Term: 120 months for $50,000 or more on boats, RVs and aircraft loans only APR*: 7.99% to 17.79%
180 months for $75,000 or more on boats, RVs and aircraft loans only	8.19% to 17.79%	Term: 180 months for $75,000 or more on boats, RVs and aircraft loans only APR*: 8.19% to 17.79%
240 months for $100,000 or more on boats, RVs and aircraft loans only	8.39% to 17.79%	Term: 240 months for $100,000 or more on boats, RVs and aircraft loans only APR*: 8.39% to 17.79%

New and Used Small Vehicle Loans

Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.

Term	APR*
Up to 12 months	8.00% to 16.50%	Term: Up to 12 months APR*: 8.00% to 16.50%
24 months	8.25% to 16.75%	Term: 24 months APR*: 8.25% to 16.75%
36 months	8.50% to 16.75%	Term: 36 months APR*: 8.50% to 16.75%
48 months	8.75% to 16.75%	Term: 48 months APR*: 8.75% to 16.75%
60 months	9.00% to 16.75%	Term: 60 months APR*: 9.00% to 16.75%

Personal Loans

Term	APR*
Up to 12 months	8.75% to 17.50%	Term: Up to 12 months APR*: 8.75% to 17.50%
Up to 24 months	9.00% to 17.75%	Term: Up to 24 months APR*: 9.00% to 17.75%
Up to 36 months	9.25% to 17.75%	Term: Up to 36 months APR*: 9.25% to 17.75%
Up to 48 months	9.50% to 17.75%	Term: Up to 48 months APR*: 9.50% to 17.75%
Up to 60 months	9.75% to 17.75%	Term: Up to 60 months APR*: 9.75% to 17.75%

Type	APR*
Personal Line of Credit	12.25% to 17.50%	Type: Personal Line of Credit APR*: 12.25% to 17.50%

Other Loan Types

Loan Type	APR*
Deposit Secured Loan******	2.25%	Loan Type: Deposit Secured Loan****** APR*: 2.25%
Visa Signature® Credit Card	16.25% to 20.25% Variable Rate	Loan Type: Visa Signature® Credit Card APR*: 16.25% to 20.25% Variable Rate
Visa® Platinum Rewards Credit Card	14.25% to 18.25% Variable Rate	Loan Type: Visa® Platinum Rewards Credit Card APR*: 14.25% to 18.25% Variable Rate
Visa Secured Card	18.50% Variable Rate	Loan Type: Visa Secured Card APR*: 18.50% Variable Rate

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month

******The Annual Percentage Rate (APR) for this product is fixed.

Loan Rates

New Cars

Used Cars

New and Used Other Vehicle Loans

New and Used Small Vehicle Loans

Personal Loans

Other Loan Types

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EHL

Equal Housing Lender

NCUA

National Credit Union Administration, a U.S. Government Agency