2025 Scholarship Open Through March 1

We are now accepting applications for our 20^th Annual Scholarship Program! A total of $25,000 will be awarded to five applicants who will each receive a $5,000 scholarship based on their academic achievement, community involvement and submission of an essay. Applicants must be Delta Community members enrolled full-time at an accredited college or university in the United States during the fall semester of the 2025-2026 academic year.

Scholarship applications must be received by March 1 and winners will be announced in early April. Visit DeltaCommunityCU.com/Scholarships for full program details.

HBCU Scholarship Application Period Open

In addition to our Annual Scholarship Program, our first HBCU Scholarship entry period of 2025 is now open and will run through April 30. We’ll award $25,000 in scholarships to five deserving students of historically Black colleges and universities (HBCUs). If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship! You may also nominate yourself. This contest period, Delta Community will select three winners to each win a $5,000 award from among the most compelling submissions. Visit DeltaCommunityCU.com/HBCU for more information and to apply!

End-Of-Year Tax Documents Now Available

It’s tax season! Delta Community members enrolled in Online Statements can now access their 2024 tax documents in Online Banking and our Mobile App. As applicable, tax documents will be presented under the December 2024 tab in your Online Statements. You can view and download your documents or print hard copies if you need them.

If you are not currently registered to receive your Delta Community statements online, you can quickly and easily sign up now and get both your account statements and tax documents. Simply log in to Online Banking and select Online Statements under the Additional Services tab.

Documents available for downloading include: 1098, 1098E, 1099-A, 1099-C, 1099-INT, 1099-Q, 1099-R and 1099-SA.

Philanthropic Grants Awarded in January

We are proud to announce the first four recipients of our 2025 Philanthropic Fund, with a total of $37,500 awarded to organizations making a meaningful impact in our communities:

3Keys, Inc. received $7,500 for its Financial Keys program. This grant will empower vulnerable populations by offering interactive financial literacy workshops, personalized financial counseling and resources to help clients achieve long-term stability and independence.

East Lake Foundation received $10,000 for its Resident & Community Support Program (RSCP): Building Healthy Financial Futures. This initiative helps residents achieve financial stability through workshops, education and coaching in financial literacy, job readiness, entrepreneurship and homeownership.

Operation HOPE, pictured above, received $10,000 for its HOPE Child Savings Account (CSA) & Financial Wellness Education program. This initiative provides free savings accounts to eligible Atlanta Public School kindergartners, starting with a $50 deposit and offering financial education for students and families throughout grades K-12.

Sickle Cell Foundation of Georgia received $10,000 for its Building Financial Well-Being program. This grant will fund age-appropriate, interactive sessions focusing on budgeting, tracking spending, savings planning, banking, credit card acquisition and management, paying off debt, retirement planning and financial pitfalls.

The Delta Community Philanthropic Fund will invest a total of $150,000 throughout 2025 to 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

The Great Delta Community Bake-Off Winners

In December, Sandy Savers and Cool Cash Kids got their aprons on for The Great Delta Community Bake-Off, showcasing their favorite family-baked creations. Homes were filled with the warmth of the season as kitchens came alive with festive treats and creative flair! Out of the many incredible entries, these three bakers truly stood out:

• Nathan (left photo) with his impressive Star-Shaped Treats
• Isabella (center photo) with her dazzling Christmas Sugar Cookies
• Evelyn (right photo) with her show-stopping Gingerbread Yule Log

Nathan, Isabella and Evelyn all received $100 for their winning entries. All participants also received a custom apron to inspire their future baking adventures. Thank you for joining us in celebrating the joy of family, creativity and sweet holiday traditions!

Confirm Your Current Contact Information 

Have you moved recently or changed your phone number or email address? It’s important to make sure your contact information with Delta Community is always current. We need your updated mailing address to send important items such as new or replacement debit and credit cards, federal tax documents, account statements and letters requiring your attention. Additionally, having your best phone number and email address on file helps us quickly alert you to any issues with your account, including potential fraudulent activity.

If you’ve experienced a life change—such as getting married, having a child or another significant event—this is also a great time to update your Payable on Death beneficiaries. By assigning beneficiaries, you can ensure your loved ones have clear instructions for distributing your finances should the unexpected happen.

To update your personal information, log in to Online Banking, select the Account Management tab and choose Update Personal Information, select More in the Mobile App or stop by any of our branches.

Get Rewarded with our Visa^® Platinum Rewards Credit Card

Unlock the power of a Delta Community Visa Platinum Rewards Credit Card—a card with no annual fee and endless possibilities! Earn 1 Reward Point for every $1 spent on eligible purchases and enjoy access to a variety of valuable rewards through our Reward Points Program. Plus, boost your earning potential with 2x and 3x Reward Points in select categories through our Bonus Rewards Program.

Here’s the best part: receive 10,000 Reward Points when you spend $2,500 within your first 90 days.¹ You can also earn 1.5% Cash Back² on Balance Transfers with no transfer fee—making it even easier to manage your finances while maximizing your rewards.

Getting started is simple! Log in to Online Banking or the Mobile App, and select Apply for a Loan or Credit Card. You can also call our Loan Consulting Group at 844-544-9478 for personalized assistance.

Coats Collected to Help Keep Our Community Warm 

This holiday season, Delta Community Credit Union proudly partnered with WSB-TV Channel 2 for Brad Nitz’s Coat Drive—and the results were incredible! Thanks to the generosity of our members, employees and other WSB-TV Family 2 Family partners, the drive collected over 7,000 new and gently used coats for non-profit organization One Warm Coat. These donations will provide warmth and comfort to individuals and families in need during the cold winter months, reflecting the compassion and caring spirit of our Delta Community family.

We are deeply grateful to everyone who participated, whether by donating coats at our designated branches or spreading the word about the initiative. Together, we made a tangible difference in the lives of thousands across our community. Thank you for helping us spread warmth and kindness this season!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Join us in February for our Credit and Debt Insights workshop series. We’ll unlock the mysteries of credit reports, help you make informed decisions about borrowing money, share effective strategies for managing debt and help guide you through the different repayment options for student loans.

We’ll also help teenagers prepare for financial independence and discuss options for paying for college at our Money Smarts for Teens workshop. 

• February 4: Credit Reports and Scores: What You Need to Know | Live Webinar
• February 6: How to Make Informed Borrowing Decisions | Live Webinar
• February 11: Unleashing the Power of Credit | Live Webinar by BALANCE
• February 11: Effective Strategies for Managing Debt | Live Webinar
• February 13: Your Essential Guide to Repaying Student Loans | Live Webinar
• February 20: Unleashing the Power of Credit | Live Webinar by BALANCE
• February 25: Money Smarts for Teens: Preparing for Financial Independence | In-Person
• February 27: How to Pay for College: Pathways to Higher Education | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• How to Recycle Old or Broken Electronics: In today’s world, we all accumulate electronics over time—mobile phones, computers, printers, TVs, wi-fi routers, radios, Bluetooth^® speakers and more. These devices serve us well, but what happens when they stop working or we’re ready to upgrade?
• You Didn’t Win a Contest—It’s a Scam: The phone call, email or social media post you received says you won an award—and yet, you don’t even remember entering the contest. It’s more likely that the only thing you’ve won is an invitation to be tricked out of your money and maybe control of your financial accounts. Fake contests are a very popular trick used by crooks and are widespread in the U.S. Read our latest blog to learn how to spot them.