Accidental Death & Dismemberment Insurance

Be Prepared for Whatever Comes Your Way

Having Accidental Death and Dismemberment (AD&D) Insurance, underwritten by CMFG Life Insurance Company, can help give you added peace of mind should the unthinkable happen and you experience an accident resulting in injury or loss of life.

Delta Community members are eligible for $2,000 of complimentary AD&D coverage provided by TruStageTM Insurance. You may also choose up to $500,000 of coverage that's designed to be affordable. If the unthinkable were to happen, this coverage may help ease the burden on your family.

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AD&D Insurance vs. Life Insurance

Accidental Death & Dismemberment insurance2 is not life insurance3, but it could be a good compliment to life insurance by helping to enhance your overall protection. If you have an existing life insurance policy and may be at risk for injury because you travel often or have a dangerous occupation, you may want to consider an AD&D policy. It pays a cash benefit if your loved ones were to lose you to a fatal accident and pays you cash for a covered injury. You may not be able to prevent accidents, but you can plan for them with added protection for when you need it most.

Members Insurance Advisors is a wholly owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Delta Community Credit Union need not be purchased from Members Insurance Advisors and may be purchased from an agent or an insurance company of the Member's choice. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.

2TruStage Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Base Policy Form Numbers: E10a-014-2012, 2018-ADD-POL-LSCU, 2018-ADD-POL-NC(WA), 2018-ADD-POL-IND(WA), 2018-ADD-POL(ID), 2018-ADD-POL, 2018-ADD-POL(OR). Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC.

3TruStage insurance products and programs are issued by CMFG Life Insurance Company, MEMBER Life Insurance Company and other leading insurance companies. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not available in all states. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. ADI-7599921.1-0225-0326