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Attention

Please be advised we will perform system maintenance Sunday, December 15, 2024 from 6:00 a.m. to 11:00 a.m. ET. Access to Online and Mobile Banking may be intermittently unavailable during this time. We apologize for any inconvenience.

  1. Personal
  2. Credit Cards

Credit Cards

Find your match. Open a new Delta Community Visa® Credit Card and earn a Welcome Bonus!

You can go far with a Delta Community Credit Card. Your purchases earn Reward Points which can be redeemed for a wide variety of rewards like Cash Back, Gift Cards, Travel, Merchandise and more. Plus, you can earn 15,000 Reward Points when you open a Visa Signature® Credit Card or 10,000 Reward Points when you open a Visa Platinum Rewards Credit Card as a Welcome Bonus.1

Apply Now

Personal Credit Card Offers

Our Visa credit cards offer:

  • No annual fee
  • Low, competitive, variable rates
  • Contactless technology so you can easily, securely and quickly tap to pay
  • Automatic enrollment in our free Reward Points Program
  • Credit Lines from $500 to $50,000
  • Secure purchase options with Mobile Payments

More Information

For more information on our credit cards, including features and benefits, please visit:

Security for Your Cards

Shop safely with Delta Community's Visa Credit Cards:

  • Visa’s Easy, Smart and Secure Online Checkout
    Enjoy an easy, smart and secure digital checkout experience when you click to pay with your Delta Community Visa Debit or Credit Card when you see this icon click to pay with payment icon where Visa is accepted.
  • Visa's Zero Liability Policy2
    You are guaranteed not to be held responsible for fraudulent charges if your card information is compromised.
  • Visa Secure
    Enables online merchants to confirm a cardholder’s identity before an online transaction is made and approved. Your Delta Community Visa Cards are automatically enrolled in this service, allowing you to shop online without interruption.
  • Fraud Protection
    We are here to help keep your Delta Community Visa Credit Card account safe and secure. Contact us immediately at 800-544-3328 if you notice any suspicious transactions on your account.
  • Smart Chip and Contactless Technology
    Each chip or tap to pay transaction generates a transaction-specific one-time code that's very effective in reducing counterfeit fraud.

Additional Credit Card Services

  • Balance Transfers
    Receive a 1.5% Cash Rebate when you transfer higher-rate loan balances to your Delta Community Visa Platinum Rewards or Visa Signature Credit Card. Plus there's no Balance Transfer fee!
  • Credit Line Increase
    Feel like you need more credit to meet your spending needs? Let us help determine if a Credit Line Increase is right for you.
  • Online Banking Access
    Enroll in Online Banking to easily make payments on your Credit Card, review your purchase history, make cash advances to your Checking Account, and receive your Visa statement electronically.
  • Mobile Payments

    It's easy to add your Delta Community Visa Credit Card to your preferred digital wallet, such as Apple Pay®, Google Pay™ or Samsung Pay.

 

1Reward Points (10,000 for Visa Platinum Rewards Credit Card or 15,000 for Visa Signature Credit Card) will be awarded if you spend a net total of $2,500 on Visa Platinum Rewards Credit Card or $3,500 on Visa Signature Credit Card in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers, money transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.

2Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact Delta Community for more details.

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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