Other Vehicle Loans

Delta Community Credit Union specialize in other vehicle loans as well

Financing and Loan Options for Your Big Toy

Motorcycle, RV, ATV, Boat Loans; you name it, we can probably finance it. Delta Community doesn’t just specialize in new and used car loans, we'll help you finance that special vehicle of your dreams.

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Other Vehicle Loan Options

In the market for a recreational vehicle loan or motorcycle loan? Delta Community has very competitive loan rates and can help you with the following:

  • Motorcycle Loans
  • Boat Loans
  • Personal Watercraft Loans
  • Aircraft Loans
  • Horse Trailer Loans
  • Tractor Loans (minimum 20hp)

Don't see your specific vehicle loan? Contact us at 800-544-3328 or come into one of our many local Delta Community branches.

Auto and Other Vehicle Loan Calculators

Try our Auto and Vehicle Loan Calculators to help answer some frequently asked questions on auto and vehicle loan payments, financing and more.

Delta Community Routing Number

Where's our routing number when you need it?
Right here:

261071315

Learn More About Car Loans


  • Rates

    New & Used Other Collateral**

    Check out our competitive vehicle loan rates below. We have loans up to 12 years. This may finally be the year you’re able to fit one into your budget.

    Term APR*
    Up to 12 months 4.00% to 12.75%
    Term:
    Up to 12 months
    APR*:
    4.00% to 12.75%
    24 months 4.25% to 12.75%
    Term:
    24 months
    APR*:
    4.25% to 12.75%
    36 months 4.50% to 13.00%
    Term:
    36 months
    APR*:
    4.50% to 13.00%
    48 months 4.75% to 13.25%
    Term:
    48 months
    APR*:
    4.75% to 13.25%
    60 months 4.75% to 13.50%
    Term:
    60 months
    APR*:
    4.75% to 13.50%
    72 months (greater than or equal to $20,000) 5.25% to 14.25%
    Term:
    72 months (greater than or equal to $20,000)
    APR*:
    5.25% to 14.25%
    84 months (greater than or equal to $35,000) 6.25% to 14.25%
    Term:
    84 months (greater than or equal to $35,000)
    APR*:
    6.25% to 14.25%
    120 months*** 6.25% to 14.25%
    Term:
    120 months***
    APR*:
    6.25% to 14.25%
    180 months**** 6.75% to 14.75%
    Term:
    180 months****
    APR*:
    6.75% to 14.75%
    240 months***** 7.00% to 15.00%
    Term:
    240 months*****
    APR*:
    7.00% to 15.00%

    *Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

    **Aircraft, boats, personal watercraft, horse trailers, recreational vehicles (RV), motorcycles, four-wheelers, snowmobiles, golf carts (new only), tractors (minimum 20hp).

    ***Loan amounts greater or equal to $50,000 for boats, RVs and aircraft.

    ****Loan amounts greater or equal to $75,000 for boats, RVs and aircraft.

    *****Loan amounts greater or equal to $100,000 for boats, RVs and aircraft.

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  • Loan Fees

    Other Vehicle Loan Fees

    There is no annual fee to use or apply for a Vehicle Loan. Here are some fees that may apply:

    Fee Type Amount
    Copy of Personal Line of Credit Check $3.00
    Fee Type:
    Copy of Personal Line of Credit Check
    Amount:
    $3.00
    Late Payment Fee $25.00 per month late
    Fee Type:
    Late Payment Fee
    Amount:
    $25.00 per month late
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
    Fee Type:
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
    Amount:
    $25.00
    Pay by Phone Loan Payment Transfer $8.00
    Fee Type:
    Pay by Phone Loan Payment Transfer
    Amount:
    $8.00
    Stop Payment for Personal Line of Credit Check or ACH $25.00
    Fee Type:
    Stop Payment for Personal Line of Credit Check or ACH
    Amount:
    $25.00

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  • Apply Now

    Apply Now for Your Vehicle Loan

    Your dream of sailing the beautiful blue oceans, cruising the mountainside on your motorcycle, or going cross country in your new RV can be a reality.

    Simply apply online for your Vehicle Loan by logging in to your Online Banking account, going to the Loan tab and then choosing Apply for a Loan.

    Have Vehicle Loan Questions?

    Call us at 800-544-3328 or come into any one of our branches to apply.

    Not a Member?

    Not a member yet? Apply for an account at Delta Community Credit Union and enjoy great rates and all the other benefits of being a member.

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