Love Your Car but Not Your Payment? Refinance and Save Today!
Now is the perfect time to refinance your Car Loan with Delta Community and save money each month for the life of your loan.
Refinancing is easy. We handle everything, including your loan payoff, so you can start saving...fast.
Learn More about Car Loan Refinance Apply Now for Car Loan RefinanceTry our Auto and Vehicle Loan Calculators to help answer some frequently asked questions on car loan payments, financing and more.
Take a look at these rates and terms for new and used cars—we have great, competitive rates and affordable payment options. Use our handy auto loan calculators and compare rates to help find the best option for you. To estimate payment amounts, see our Car Loan Calculators.
Term | APR* | |
---|---|---|
Up to 12 months | 5.49% to 15.79% |
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24 months | 5.49% to 15.79% |
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36 months | 5.49% to 15.79% |
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48 months | 5.49% to 15.79% |
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60 months | 5.49% to 15.79% |
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61-72 months (greater than or equal to $20,000) | 5.99% to 16.49% |
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73-84 months (greater than or equal to $35,000) | 6.49% to 17.19% |
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Term | APR* | |
---|---|---|
Up to 12 months | 5.79% to 16.09% |
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24 months | 5.79% to 16.09% |
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36 months | 5.79% to 16.09% |
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48 months | 5.79% to 16.09% |
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60 months | 5.79% to 16.09% |
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61-72 months (greater than or equal to $20,000) | 6.29% to 16.79% |
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73-84 months (greater than or equal to $35,000) | 6.79% to 17.49% |
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*Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan and are subject to change without notice.
**Used autos are generally less than 15 years old and have less than 100,000 miles. Exceptions are made for vintage and classic cars.
Company | APR* | |
---|---|---|
US Bank | 7.89% |
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Chase Bank | 7.74% |
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Regions | 7.24% |
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PNC Bank | 7.14% |
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Truist | 6.33% |
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Bank of America | 5.94% |
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Delta Community | 5.49% |
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Competitor APRs as of the first day of the current month and are provided by mybanktracker.com.
*Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan and are subject to change without notice.
Fee Type | Amount | |
---|---|---|
Late Payment Fee for Consumer Loans | $25.00 per month late |
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NSF for Returned Loan Payment, Personal Line of Credit Check or ACH | $25.00 |
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Pay by Phone Loan Payment Transfer from a non-Delta Community account | $8.00 |
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1. Rates expressed as Annual Percentage Rate (APR) for well-qualified borrowers with excellent credit. Rates are based on creditworthiness and term of loan. APR available April 1 – May 31, 2024. Income verification may be required.