Realtors: Close the Deal for Your Clients With a Delta Community Home Loan

Delta Community offers Realtors access to many of the same (or better) mortgage products as banks.

Delta Community Credit Union has served the metro Atlanta area for over 75 years. But what you may not know is that we offer the same, or better, mortgage products and services as most other lending institutions – to our members and non-members alike!

We’re more than just a rate sheet. Developing meaningful Realtor relationships within the community is important to us, which is why we have benefits for home buyers that make it easier to finance their homes. From First-Time Home Buyers to those who want an Adjustable-Rate Mortgage, we’ve got your clients covered. Call us today to learn more at 404-677-8784 or toll-free at 866-963-7811.

Let’s Connect

404-677-8784 or 866-963-7811
Monday – Friday, 8:00 a.m. to 5:00 p.m.

Home Loan Specialists

Email us

100% Financing Program¹

Fixed-Rate or Adjustable-Rate purchases
Ask a Home Loan Specialist for qualifying information

Contact a Home Loan Specialist

First-Time Home Buyer Program²

Up to 97% financing eligibility
No origination fee
No Private Mortgage Insurance (PMI)

Learn more about our First-Time Home Buyer Program

Fixed-Rate Mortgages

First-Mortgage Purchase or Refinance Loan
First-Mortgage No-Origination Fee Loan

Learn more about Fixed-Rate Mortgages

Adjustable-Rate Mortgages

5, 7 and 10 year fixed periods
6% lifetime cap over the original rate
Jumbo ARMs also available

Learn more about Adjustable-Rate Mortgages

Jumbo Loans

Loan amounts up to $5,000,000
Fixed-Rate Loan terms: 10, 15, 20 and 30 years
Adjustable-Rate Loan terms: 3/1, 5/1, 7/1 and 10/1

Learn more about Jumbo Loans

Purchase Money Second Mortgages

5, 10 or 15 year terms
Can be used for primary residence or secondary residence
No prepayment penalty

Learn more about Purchase Money Second Mortgages

Additional Benefits for Your Clients

Taxes

Georgia Intangible Tax-Free

Our members save thousands of dollars on their Home Loans because they do not pay the Georgia Intangible Tax. Ask us how your home buyer can become a Delta Community member and save on their Home Loan.

Online Application

Streamlined Application Process

Has your home buyer found the home of their dreams? Their perfect loan is only a step away. Simply choose a Home Loan Specialist to get started, and your buyer will be on their way to closing quickly and efficiently.

Have additional questions about Home Loans at Delta Community?

Contact us at 404-677-8784 or toll-free at 866-963-7811 to speak with a Home Loan Specialist or check out our FAQs and Member Eligibility.

We look forward to speaking with you soon!

¹ 100% financing available for home purchases with a Fixed-Rate or Adjustable-Rate Loan. Excludes Jumbo Loans. Qualification restrictions may apply.

² Available within Delta Community Credit Union’s lending footprint. Private Mortgage Insurance is lender-paid. Qualification restrictions may apply.

Realtors: Close the Deal for Your Clients With a Delta Community Home Loan

Delta Community offers Realtors access to many of the same (or better) mortgage products as banks.

Let’s Connect

100% Financing Program1

First-Time Home Buyer Program2