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Due to inclement weather, all metro Atlanta branches will delay opening until noon on Wednesday, January 22. As always, you can access your account anytime through Online Banking or our Mobile App. Thank you for your understanding!

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Credit, Savings, Security

You Didn’t Win a Contest—It’s a Scam

The phone call, email or social media post you received says you won an award—and yet, you don’t even remember entering the contest. It’s more likely that the only thing you’ve won is an invitation to be tricked out of your money and maybe control of your financial accounts. Fake contests are a very popular trick used by crooks and are widespread in the U.S.

Budget, Community

How to Recycle Old or Broken Electronics

Recycling prevents millions of tons of e-waste from accumulating in landfills, where decaying components can break down and release harmful materials, potentially causing pollution. So how should you start your e-waste recycling program? Consider what you can and want to recycle.

Budget, Credit, Holiday, Security

7 Easy Tips for Safer Online Shopping During the Holidays

Any online retailer, no matter how large and technologically advanced, may fall victim to sophisticated hackers breaching its cybersecurity defenses. If a retailer’s website is successfully hacked, then consumers’ personal accounts, including financial information, are also at risk.

Budget, Credit, Holiday

Get Ready Now for Black Friday and Cyber Monday Sales

Black Friday and Cyber Monday are coming up. Soon. Are you ready? Do you have a personal management plan for maximizing these two annual sales events? Following are some suggestions for holiday budgeting and spending while strategically maximizing the discount benefits of the two big seasonal sales days of Black Friday and Cyber Monday.

Credit, Savings, Security

When Mailing a Paper Check Might Be a Better Choice Than a Person-to-Person Payment

Millions of Americans use person-to-person (P2P) electronic payment services such as Venmo every day, often on their mobile phones. These digital payment services are popular, fast and easy, but sometimes, in certain situations, you may not want to use them. If these payments are so convenient and efficient, then why not use them all the time?

Budget, Credit, Education, Savings

How to Start Talking to Young Kids About Money

Most people gain a basic understanding of money when they are young, usually from a parent or maybe a teacher. And now, it might be time for you to bestow some money wisdom on your child or student. But when should you start talking to kids about money? And how do you begin what is likely to be an ongoing conversation on finances throughout their lives?

Credit, Savings, Security

10 Personal Cybersecurity Essentials for Cybersecurity Month

To support National Cybersecurity Awareness Month and provide helpful information to both Delta Community members and the public, following are 10 helpful tips—along with a few bonus tips—to help manage online security.

Budget, Investment, Real Estate

Your Short Fall Home Maintenance Checklist

While a list of home maintenance tasks could get pretty lengthy, this post is keeping them limited to a few essential core chores that can be done either by one person or with the help of experienced professionals; their knowledge and advice could add significant value to keeping a home in good shape to avoid winter damage and repair expenses.

Credit, Investment, Savings, Security

Help Prevent Identity Theft: Place a Fraud Alert, Credit Freeze or Block on Your Credit Reports—Part 2

There are several ways to help guard against identity theft and lessen its effects if you think it may be about to occur or has already occurred. First, it could be very helpful to monitor your financial accounts regularly, ideally daily, monthly and annually. If you have worries that you soon will be—or are—a victim of fraud and identity theft, then have fraud alerts and credit freezes put on your credit reports.

Credit, Investment, Savings, Security

Help Prevent Identity Theft: Place a Fraud Alert, Credit Freeze or Block on Your Credit Reports—Part 1

There are several ways to help guard against identity theft and lessen its effects if you think it may be about to occur or has already occurred. First, it could be very helpful to monitor your financial accounts regularly, ideally daily, monthly and annually. If you have worries that you soon will be—or are—a victim of fraud and identity theft, then have fraud alerts and credit freezes put on your credit reports.
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