HBCU Application Period Now Open 

This year, Delta Community will award $25,000 in scholarships to students attending historically Black colleges and universities (HBCUs). Our second HBCU Scholarship entry period is now open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award. Visit DeltaCommunityCU.com/HBCU to apply and learn more about previous winners. 

Back-to-School Offers

Ready to get a jump on back-to-school savings? Take advantage of our Back-to-School Giveaway¹ where kids and teens ages 18 and under can be entered for a chance to win $250 when they open a new Delta Community Savings Account! Account must be opened by September 30, 2024.

Does your child already have a Delta Community Youth Savings Account? The Love to Learn Contest encourages Sandy Savers and Cool Cash Kids to submit a creative entry showcasing what they're excited to learn this school year. Ten winners will receive a $100 deposit to their Youth Savings Account. Submissions will be accepted through August 31, 2024.

2025 Philanthropic Fund Open

The application period for the 2025 Philanthropic Fund grant awards is still open! This annual grant-making program provides financial support to registered 501(c)(3) non-profit organizations in the 16-county metro Atlanta region we serve as well as our three branch communities outside of Georgia. Throughout 2025, the program will distribute a total of $150,000 to 20 non-profit organizations committed to the health and well-being of young people, financial literacy and educational programs focused on science, technology, engineering, arts and mathematics (STEM/STEAM).

Interested organizations can review the 2025 Philanthropic Fund grant guidelines and submit an application on our website by August 30, 2024.

Get Rewarded with Our Visa® Platinum Rewards Credit Card

Enjoy the spending power of a Delta Community Visa Platinum Rewards Credit Card with no annual fee and a wide array of rewards to choose from! You’ll be automatically enrolled in our Reward Points Program with this card earning 1 point for each $1 spent on eligible purchases. As an added benefit, you can receive up to 10,000 Reward Points when you spend $2,500 in the first 90 days.²  You can also earn 1.5% Cash Back³ on Balance Transfers with no transfer fee.

To get started, log in to Online Banking or our Mobile App and select Apply for a Loan or Credit Card, or call our Loan Consulting Group at 844-544-9478.

Activate Your Platinum Bonus Awards

Each quarter, we offer an opportunity for members who have our Visa^® Platinum Rewards Credit Card to earn Bonus Reward Points for purchases in select categories from restaurants to retail.

If you’re a Platinum Rewards Credit Card holder, be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day. Activate bonus categories now through September to earn 3x Reward Points for eligible purchases at Restaurants and Fast Food, Wholesale Clubs, Discount and Department Stores, 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores, and 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, log in to your account and select Reward Points under the Additional Services tab or More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from a wide variety of Cash Back, Gift Cards, Merchandise and Travel with no blackout dates.

Delta Community's Financial Education Center

Did you know that Delta Community has an award-winning Financial Education Center dedicated to enhancing the financial well-being of our members and the community? We offer a wide range of resources on topics such as budgeting, credit, homebuying, identity protection and more. Visit our recently updated Financial Education Center page to discover free events and webinars, valuable financial tips, resources for kids and teens, life stage checklists and much more. We believe that knowledge is crucial for developing good personal finance habits and achieving your financial goals, and we're here to support you every step of the way. 

Checking Accounts to Benefit Your Financial Life 

Managing your everyday funds is the biggest part of your financial life. That’s why Delta Community is now offering three great choices for Checking Accounts—Free Checking, Interest Checking and SpendSafe Checking®.

• Free Checking: The most popular choice with our members, this is checking with no monthly maintenance fee or minimum balance requirements. Just easy, 24/7 access to manage your funds.
• Interest Checking: If you carry a higher balance, you’ll get all the benefits of our Free Checking Account, plus the ability to earn interest. There is no monthly maintenance fee when you meet the balance criteria.
• SpendSafe Checking®: Available for members as young as 13, this is a great option whether you’re just starting out in life or typically carry a lower balance. SpendSafe Checking comes with many of our standard checking benefits, but has the added protection of no overdraft fees. Plus, there’s no monthly maintenance fee for members under the age of 23.

Choose the Checking Account that’s right for you, and get the most out of your money.

Build Your Career at Delta Community

Want to build your career at one of Atlanta’s Best Places to Work? Join the Delta Community team! We're regularly hiring for various positions, including roles in our Member Care Center in Vinings and our branch locations across metro Atlanta. Apply online quickly and easily using your mobile phone or tablet. Explore our current openings and apply today!

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our August series will focus on Planning for Retirement. We’ll explore the joys and challenges of retirement, what factors to consider when you’re planning to retire, how to maximize Social Security benefits, and how to be prepared for healthcare in retirement. We’ll also provide tips for achieving financial success and strategies to improve your savings habits. Please note, it is not mandatory to attend all Retirement Readiness sessions. 

• August 6: Retirement Readiness Part 1: What Everyone Needs to Know | Live Webinar
• August 8: 10 Steps to Financial Success | Live Webinar
• August 13: After Identity Theft | Live Webinar by BALANCE
• August 13: Retirement Readiness Part 2: Social Security | Live Webinar
• August 15: Serious About Saving | In-Person Workshop
• August 22: Retirement Readiness Part 3: Healthcare in Retirement | Live Webinar
• August 22: After Identity Theft | Live Webinar by BALANCE

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• How to Correct Errors on Your Credit Report—Part 1 and Part 2: Each of the three major national credit reporting bureaus in the United States continuously collect your personal financial history to compile your credit report, which is used to determine your credit score. Just like people, companies can inadvertently make mistakes, and sometimes these mistakes can be serious, with harmful consequences. An error in a credit report can damage a credit score and cause problems lasting for years if the mistake isn’t corrected completely. Read our latest blog for more information on correcting errors on your credit report.