April 2025
Vehicle Loans that Put You in the Driver's Seat
Looking to finance your next car? Now through May 31, 2025, Delta Community is offering members low rates on New and Used Car Loans as well as Recreational Vehicle Loans.2 Qualified borrowers with excellent credit can enjoy rates as low as 4.69% APR¹—helping you get behind the wheel with a payment that fits your budget.
Applying is quick and easy! Simply log in to Online Banking or our Mobile App and select Apply for a Loan. You can also speak with a Loan Consultant by calling 844-544-9478.
Don't miss this opportunity to save—apply today!
Branch Opening Updates—Locust Grove and Conyers
Big things are happening at Delta Community, and we can't wait to welcome you to our newest full-service branch in Locust Grove! Opening in mid-April, this location will provide all the services you need, plus added convenience with two drive-thru lanes and two 24-hour ATMs with Live Teller functionality. You’ll find us at 3300 Highway 42 South, right at the corner of Market Place Boulevard and Highway 42. We’ll be celebrating with Grand Opening events in May—stay tuned for more details!
We're also gearing up to open our new Conyers Branch later this summer. This full-service location will feature two 24-hour ATMs with Live Teller functionality, making banking even easier. You’ll find us at 1448 Old Salem Road in the Salem Gate Market Shopping Center.
We’re thrilled to expand our presence and continue providing the personalized service and exclusive benefits that Delta Community members love. For the latest updates on branch openings and upcoming events, be sure to follow us on Facebook.
Delta Community Board Elects New Chair and Vice Chair
Delta Community Credit Union is proud to announce the election of Linda O’Shea as Chairman and Charlie Boyajian as Vice Chairman of its Board of Directors.
The board elections took place on March 26, following the Credit Union’s annual membership meeting on March 17. O’Shea succeeds the late Jim Diffley, who served as chairman for an extraordinary 38 years until his passing in September 2024.
O’Shea has been a board member since 2003 and served as Vice Chairman since 2011. “Serving on Delta Community’s board over the past 20 years has been a privilege, and I am honored to assume the responsibilities of chairman,” she said. “I look forward to partnering with my fellow directors to further enhance the value Delta Community delivers to our members and local communities.”
CEO Hank Halter praised the board’s leadership and depth. “We are fortunate to have a highly talented, engaged group of directors who bring different expertise to support management and benefit members,” said Halter. “The depth, strength and commitment of our board is evident in Delta Community’s ongoing success and this smooth, effective transition in board officers.”
O’Shea brings more than 30 years of experience in finance and HR, specializing in compensation, with leadership roles at Delta Air Lines and Aon. She holds a bachelor’s degree in accounting from the University of West Georgia.
Boyajian, who joined the board in 2005, is a veteran U.S. Navy aviator and an A330 captain at Delta Air Lines, where he has worked for 36 years. He holds a finance degree from the Wharton School of the University of Pennsylvania and a master’s in computer science and business administration from the University of Houston.
Other independent board members include Secretary and Treasurer Lemuel R. Wimbish, Jr.; Alan Arnold; Allison Ausband; Esther Hammond; Robin Stricklin; and Matt Sullivan. Halter is the only member of management who serves on the board.
Apply Now for Delta Community's Scholarship
The application period for our first HBCU Scholarship of 2025 is open through April 30. We're awarding three $5,000 scholarships—two additional will be awarded later this year, for a total of $25,000 in scholarships in 2025 to exceptional students attending historically Black colleges and universities (HBCUs).
Do you know an outstanding student at an HBCU, or a high school senior who has received an official acceptance letter to one? Nominate them—or yourself—for a chance to receive a $5,000 scholarship! This contest period, three winners will be selected based on the most compelling submissions.
For full details and to apply, visit DeltaCommunityCU.com/HBCU today!
It's Time to Get Moving
Members looking to buy their first home, upgrade or refinance can make the experience easy and affordable with a variety of Delta Community Home Loans.3 Our experienced team of Home Loan Specialists is ready to guide you toward the very best home solutions – and quickly answer any questions, from the application process all the way to closing on your home. Apply through May 31, 2025 and receive $1,000 off closing costs on Fixed and Adjustable-Rate Home Loans.4
For more information, or to apply, visit DeltaCommunityCU.com/ComeHome, call 866-963-7811 Option 1, email Home.Loans@DeltaCommunityCU.com or schedule an appointment with a Home Loan Specialist today.
Youth and Teens Saving Match
Helping kids and teens build good savings habits is easier when they have a little boost to get started! There’s still time to participate in our Youth & Teen Savings Match promotion.5
When kids and teens 19 and under open a new Savings Account through April 30, 2025, Delta Community will match their deposits up to $100! It’s a great way to jumpstart their financial future.
Have a child, grandchild, sibling, niece, nephew or cousin? They may be eligible for a Delta Community Savings Account! To participate, open a new Youth or Teen Savings Account between March 1 and April 30, 2025, and start making deposits. Delta Community will match deposits made in the first two weeks—up to $100—with the bonus deposited within 60 days. Don’t miss out on this fantastic opportunity! Visit DeltaCommunityCU.com/100Match to learn more.
In addition, April is Youth Month, and we’re celebrating our Sandy Savers and Cool Cash Kids (ages 12 and under) all month long! Stop by your local Delta Community branch to receive a free gift while supplies last. Plus, check out our website for savings tips and fun activities to help kids build smart money habits. Learn more at DeltaCommunityCU.com/Youth.
Philanthropic Fund Grants Awarded in March
As part of our commitment to strengthening the communities we serve, Delta Community recently awarded $30,000 in grants from our 2025 Philanthropic Fund to four incredible nonprofit organizations:
Hand, Heart and Soul Project received $10,000 to support its Nutrition Education program, which provides more than 1,300 children in Clayton County, GA with hands-on learning experiences that promote wellness, equitable food access and advocacy.
Ser Familia received $7,500 for its Strengthening Educational, Mental Health, and Wellbeing Outcomes for Latino Youth program. By equipping families with essential tools and support, they help youth and parents move beyond crisis and build brighter futures.
Special Needs Cobb, Inc. received $7,500 to support its Safe and Accessible Group Homes for People with Developmental Disabilities program. Their unwavering dedication provides housing, respite care and vital resources that transform lives for individuals with special needs and their families.
Girls on the Run Georgia received $5,000 for its Cultivating Confidence program, which empowers girls through an experience-based curriculum integrating wellness and running. This grant will allow 30 girls from under-resourced communities to participate in bi-weekly sessions focused on personal growth, culminating in a community service project and a celebratory 5K event.
Throughout 2025, the Delta Community Philanthropic Fund will invest a total of $150,000 in 20 metro Atlanta nonprofit organizations that support the physical and financial well-being of individuals in the communities we proudly serve.
Boost Your Rewards—Activate Your Bonus Categories
Maximize your earnings each quarter with Bonus Reward Points! If you have a Visa® Platinum Rewards Credit Card, you have the opportunity to earn extra points on everyday purchases in select categories.
Be sure to enroll each quarter to take advantage of 2x or 3x the Reward Points on eligible purchases. From April through June, earn:
- 3x Reward Points on purchases at Restaurants & Fast Food, Wholesale Clubs, Discount Stores, and Department Stores.
- 2x Reward Points on purchases at Gas Stations and Grocery Stores.
- 1x Reward Point per $1 spent on all other eligible purchases.
Activating your bonus categories is quick and easy! Simply log in to your account, go to Reward Points under the Additional Services tab (or select More in our Mobile App), and click the link to enroll for the current or upcoming quarter. When you're ready to redeem your points, choose from a variety of rewards, including Cash Back, Gift Cards, Merchandise and Travel—without blackout dates!
Start earning more today and activate your bonus categories now!
Financial Education Center Seminars
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
Steer your finances in the right direction with our April workshop series on Buying and Owning a Car. Learn how to improve your credit score, prepare for your next vehicle purchase, plan for ownership costs and choose the right auto insurance.
In addition, our financial coaching partner, BALANCE, will explore what it means to be financially healthy and provide strategies to strengthen your own financial well-being.
Check our Events & Seminars page for more information on upcoming seminars.
Financial Status
As of February 28, 2025
- Assets: $8.9B
- Deposits: $8.0B
- Loans: $5.7B
- Members: 513,541
Holiday Closing
Monday, May 26
Memorial Day, Closed
Contact Us
Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations
EVERYTHING YOUR BANK SHOULD BE™
1. Annual Percentage Rate (APR) available April 1 – May 31, 2025. Rate is based on creditworthiness and terms of the loan.
2. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RVs.
3. We will lend within our lending footprint. Qualification restrictions apply.
4. Receive $1,000 off closing costs when you close a First Mortgage Home Loan. Offer valid for applications submitted April 1, 2025 through May 31, 2025. The offer will be reflected as a lender-paid credit on the closing documents. Offer is not valid on Home Equity Loans, Home Equity Lines of Credit or Lot/Land Loans.
5. Offer valid only for first-time Savings Accounts opened between March 1, 2025 and April 30, 2025 by members aged 0 through 19 at the time of account opening. Delta Community will match (a “Bonus Match”) the lesser of (1) total aggregate Savings deposits made within the first 14 days after account opening (the “Funding Period”), (2) the available balance of the Savings Account at the time of bonus fulfillment or (3) $100. The Bonus Match will be deposited into the Savings Account within 60 days of the new Savings Account Funding Period ending. A $5 minimum deposit is required for Delta Community membership, which will be included in the total aggregate deposits. To receive the Bonus Match, applicant must be eligible and qualify for membership and the account must be in good standing with deposit balances above zero, any applicable loan payments current and all accounts in compliance with any other terms, conditions and governing requirements until bonus fulfillment. An adult joint account owner is required for applicants under 18 years old. Offer can only be redeemed once per member and cannot be combined with other offers. Bonuses earned through this promotion are subject to IRS reporting. The Annual Percentage Yield for Savings is 0.25% as of March 1, 2025. Rates are subject to change. Fees may reduce earnings on account.
