Holiday Loans

The Delta Community Holiday Loan is the perfect holiday helper.

The holidays seem to come a little earlier every year—but there’s help!  The Holiday Loan is a sensible financial solution to provide you with the extra cash you need, for whatever you need, for whatever you have planned this season.

The Holiday Loan is only available through December 31, 2024.

Apply Now for our Holiday Loan
family celebrating the holidays

 

Smart Financing, Right When You Need It

  • $1,500 Personal Loan
  • Fixed rate and 12-month term
  • Rates as low as 8.75% APR* for well-qualified borrowers with excellent credit

Benefits of a Holiday Loan

  • You get a fixed rate and term so you can budget better
  • You'll enjoy a quick and easy application process
  • Your funds are deposited directly into your Delta Community Checking Account, typically the next business day
  • Flexible use means that you can use it for whatever you need now or next year
  • There is no collateral needed based on creditworthiness
  • There is no annual fee or processing fee associated with this loan

*APR as low as 8.75% for well-qualified borrowers with excellent credit and is based on creditworthiness and term of loan. The monthly payment for a $1,500 loan at 8.75% annual percentage rate with a term of 12 months would result in 12 monthly payments of $131.01..