Delta Community Credit Union

2023 "Fall Into Savings" Sweepstakes

Guidelines and Official Rules

1. HOW TO ENTER. NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING. The 2023 Delta Community Fall Into Savings Sweepstakes (the “Sweepstakes”) begins at 12:00 a.m. (ET) on November 1, 2023 and ends at 11:59 p.m. (ET) on November 30, 2023 (the “Promotion Period”). The Delta Community Credit Union (“Sponsor”) computer clock is the official timekeeping device for the Sweepstakes.  There are two ways to enter: 
   1. You (“Entrant”) will be entered into the Sweepstakes if you (1) complete the designated entry form and email it to DEPTMarketing@DeltaCommunityCU.com,  (2) make a deposit into the corresponding Delta Community Youth Savings Account during the Promotion Period and (3) the account must remain open, account must be in good standing with deposit balances above zero, and all accounts in compliance with any other terms, conditions and governing requirements until the Promotion Period ends.
   2. Alternatively hand print your complete name, address, age, e-mail address (if available), daytime/evening phone numbers and the words, 2023 Delta Community Fall Into Savings Sweepstakes on a plain piece of 3”x 5” paper, and mail in an envelope with sufficient postage affixed to: Delta Community Credit Union, 3250 Riverwood Parkway, Atlanta, GA 30339, Attention: Marketing Dept. Mail-in entries must be postmarked by November 30, 2023 and received by December 6, 2023.  NO MECHANICALLY REPRODUCED OR PHOTOCOPIED ENTRIES ACCEPTED.

   Entries become property of Sponsor and will not be returned.

   Limit of one (1) entry per person by any means.

2. ELIGIBILITY. Entrants must be U.S. residents 0-12 years of age as of the date of entry (1) who are current members or (2) who are eligible to become Delta Community Credit Union members.  (See Eligibility - Delta Community Credit Union (deltacommunitycu.com) for additional membership eligibility information.)  . Entrants must not be employees and family members of employees (including children and siblings of employees) of Sponsor, its subsidiaries and affiliates, and any individuals engaged in any way in the development, production, printing, distribution or execution of this Sweepstakes. Void where prohibited by law.
3. PRIZES. Ten (10) prizes shall be awarded, each consisting of a $100 deposit (the “Prize(s)”), into the child’s Youth Savings Account. Five (5) prizes will be awarded to Sandy Savers (0 years old – 6 years old) and five (5) prizes will be awarded to Cool Cash Kids (7 years old – 12 years old)). If a non-member is selected as a winner, the Prize will be awarded in the form of a check.  The winners will be selected and the Prizes awarded after the close of the Promotion Period (estimated to be on or around December 31, 2023).  Approximate Total Retail Value of Prizes: $1,000.00. Odds of winning are dependent on the number of eligible entries received. No substitution or transfer of prizes permitted. All federal and state taxes on Prize are the sole responsibility of the winners. The winners may be issued a 1099 tax form for the value of the Prize and required to fill out a W-9 form. Failure to abide by these rules may result in forfeiture of the Prize. 
4. SELECTION OF WINNERS. Potential winners will be selected in a random drawing on or about December 6, 2023 by Sponsor, whose decisions are final. Potential winners will immediately be notified by telephone or email. If prize notification is returned as undeliverable or potential winner cannot be located or does not respond by December 11, 2023, an alternative potential winner will be selected. Potential winners (or their guardian, if a minor) must sign an affidavit of eligibility and liability release, and where not limited by law, a publicity release within five (5) days of prize notification, or the Prize will be forfeited and an alternate potential winner will be selected. All Prizes will be awarded. Prize will only be awarded if winner complies with these Official Rules.  
5. GENERAL CONDITIONS. Sweepstakes offered to eligible participants, but void where prohibited or restricted by law.  By submitting your own entry and/or accepting a Prize, you or your guardian (if you are a minor) specifically acknowledge and agree that Sponsor may use your name and likeness for purposes of advertising and trade without further compensation, unless prohibited by law. By submitting an entry, you (or your guardian, if you are a minor) agree to release Delta Community Credit Union and its advertising agencies, officers, directors, employees, agents, parent companies, affiliates and subsidiaries, from liability of any kind or nature for any loss, claims, damages, or injuries of any kind associated with participation in the Sweepstakes or acceptance, possession, participation in or use or misuse of any Prize.  You (or your guardian, if you are a minor) accept and agree to be bound by these Official Rules and the decisions of the Sponsor relating to participation in the Sweepstakes, selection of winner and awarding of Prize.   All federal, state and local laws and regulations apply.    Sponsor reserves the right to disqualify any entry that it deems unacceptable.  By entering this contest, you (or your guardian, if you are a minor) also acknowledge and agree that all personal information collected will be treated in a manner consistent with Sponsor’s privacy practices. Additional information is available at https://www.deltacommunitycu.com/content/deltacommunitycreditunionprogram/us/en/home/privacy-opt-out.html Sponsor will not be responsible for: lost, late, misdirected, damaged, illegible, incomplete, incorrect, or postage due entries; lost, late, or misdirected Prize notices; or any typographical, or other error in the printing of the offer, administration of the Sweepstakes, or announcement of the Prizes. In the event of any such error, Sponsor reserves the right to cancel or modify this sweepstakes in a manner deemed appropriate by the Sponsor, at the Sponsor's sole discretion. 
6. RELEASES: To the maximum extent permitted by applicable law, Entrant and guardian of Entrant each agrees that the Sponsor, its affiliates and its employees, officers, representatives, its respective successors, assigns, and agencies, shall not be liable for any personal injury, death, loss, or damage of any kind or any other causes of action or claims related to Entrant’s participation in the Sweepstakes, including, without limitation, any claims based on publicity rights, defamation, or invasion of privacy. Entrants acknowledge that this contest is in no way sponsored, endorsed or administered by, or associated with Meta or Instagram. You agree to release Meta and Instagram from liability for any loss or damage of any kind in connection with this contest. By entering this contest, you are providing information to Delta Community Credit Union and not to Meta or Instagram.If there are any questions, please send an email to DEPTMarketing@DeltaCommunityCU.com.
7. CHOICE OF LAW AND FORUM. Entrant and guardian of Entrant each agrees that all matters arising out of or relating to this Sweepstakes and these Official Rules are governed by, and construed in accordance with, the laws of the State of Georgia, without giving effect to any of its conflict of laws provisions thereof. Entrant and guardian of Entrant each further agrees that any legal suit, action, or proceeding arising out of or relating to this sweepstakes and these Official Rules shall be brought exclusively in the applicable federal or state courts located in Fulton County, Georgia.
8. COPY OF OFFICIAL SWEEPSTAKES RULES: For a copy of the official rules, please email Marketing@DeltaCommunityCU.com during the Promotion Period.
9. WINNERS: The winners may be posted on www.DeltaCommunityCU.com by December 31, 2023. For identification of the winner, please send a self-addressed, stamped envelope to: Delta Community Credit Union, Marketing Department, 3250 Riverwood Parkway, Atlanta, Georgia 30339.
10. SPONSOR: Delta Community Credit Union, 3250 Riverwood Parkway, Atlanta, GA 30339.