What is Same Day ACH (SDA)?

• Same Day ACH is a rule of the National Automated Clearing House Association (NACHA), the ‘managers’ of the ACH network. Same Day ACH allows payments to be processed within the same business day (rather than the next day or day after).
• This process allows money to move in the same way, only faster.
• We allow same day ACH credits and debits from other Financial Institutions and companies but at this time; we do not have plans on offering originating Same Day ACH debit or credits.
• Delta Community Credit Union posts SDA credit/debit files at 1:00pm, 5:00pm, and 6:00pm. See the chart below for a detailed breakdown: