How can I lower my interest rate on my Visa® credit card?
If you currently have a Delta Community Visa Credit Card and wish to receive a lower interest rate, you can apply online, call us at 1-800-544-3328, or stop by any Delta Community branch and apply with a Member Service Representative. A credit report will be pulled. Normal processing time is 1 - 2 business days.
To apply online, log in to Online Banking account and choose Apply for a Loan or Credit Card under the Loans tab.
Currently, a Visa Platinum Rewards card has credit lines starting at $500.
Due dates remain the same once a card has been established and will not change if an interest rate changes.
