When I make a deposit and the checks are returned to the credit union due to insufficient funds or any other reason, am I notified? Is a copy retained by Delta Community?
Return Deposit Items are checks that have been submitted to Delta Community for deposit into your account that are returned as unpaid.
When we receive a returned deposit, the funds are taken back out of your account and if the deposit is more than $100, you will receive an online message within Messages from Delta Community under Additional Services letting you know what has happened.
Delta Community makes copies of all checks returned due to insufficient funds. Legal copies are then mailed back to the depositor after the funds are removed from that account.
