How can I find out what the J.D. Power value of my car is?
You can visit the J.D. Power Official Car Guide website to determine the value of your vehicle. Delta Community uses the J.D. Power guide to determine the fair market value of used cars.
What if the value of the auto, as determined by J.D. Power, is less than the amount of the purchase price of the vehicle (and loan application)?
We will only finance up to 100% of the value of the vehicle, as stated in the J.D. Power appraisal guides. You would need to determine how you will pay for the difference.
If the vehicle has been customized, as with classic cars, and the J.D. Power does not represent the true value of the vehicle then we will accept an appraisal for consideration of that value.