November 2024
Refer Your Friends for a Double Bonus
Refer your friends, family and eligible coworkers to Delta Community and receive a limited-time double bonus of $100 for each qualified referral from November 1 to December 31. Celebrate with those most important in your life and give them the gift of credit union membership—plus, they can get a limited-time bonus of $100 when they join. Here's how to cash in on your double bonus:
- Get your personal referral link at DeltaCommunityCU.com/Refer
- Send your unique referral link to eligible friends via text, email or social media
- Get $100 for each friend who opens a Checking Account and meets a few simple requirements
That's not all! All qualified referrals made before December 31, 2024, will automatically be entered for the chance to win one $250 prize in the Bonus Bump Sweepstakes!1 Visit DeltaCommunityCU.com/ReferRules for complete Sweepstakes Rules. Take advantage of this opportunity to share Delta Community with your loved ones and earn extra holiday cash today!
Hit the Road Happy!
Delta Community is offering members low rates on New and Used Car and Vehicle Loans through November 30! Well-qualified borrowers with excellent credit can get rates as low as 4.99% APR on New and Used Car Loans and as low as 6.79% APR on loans for boats, motorcycles, RVs and more.2 Lock in your next Car or Recreational Vehicle Loan before you even get to the dealership.
To apply now, log in to Online Banking or our Mobile App and select Apply for a Loan, or call our Loan Consultant Group at 844-544-9478.
Your Favorite Holiday Helper is Back
You can count on us to offer helpful solutions during this holiday season. The Delta Community Holiday Loan is a responsible financial option to provide you with extra cash, whatever your plans are this season. Now through December 31, apply for a 12-month Holiday Loan for as low as 8.75% APR3 for well-qualified borrowers with excellent credit. The application is easy and the funds can go directly to your Checking Account. A Holiday Loan is great for travel expenses, gift giving, hosting family or whatever you need! To apply, log in to Online Banking or our Mobile App and select Apply for a Loan under the Loans tab, or choose More in our Mobile App. You can also call our Loan Consultants at 844-544-9478.
Delta Community Helps Collect Truckoalds of Supplies for Hurricane Survivors
In October, Delta Community, in collaboration with WSB-TV, made a significant impact in helping families affected by Hurricane Helene. As part of WSB-TV’s Convoy of Care disaster relief initiative, Delta Community offered two of its branch locations—Stockbridge (Eagles Landing) and Newnan (Highway 34 East)—as drop-off points for donations.
The community's response was overwhelming, with enough supplies gathered to fill three tractor-trailers at Delta Community’s branches alone. Items collected included essential cleaning supplies, tools, paper towels, trash bags and personal hygiene kits. These contributions were part of a larger effort that resulted in nine trucks being loaded with vital supplies for hurricane survivors.
The donated items were distributed to communities in Valdosta and Augusta, GA, as well as other areas hardest hit by Hurricane Helene, helping families rebuild and recover after the devastating storm.
We extend our heartfelt thanks to all the members who took the time to contribute to this important cause. Your generosity has made a real difference in the lives of those in need.
Season of Giving and Receiving Sweepstakes
Something wonderful will happen when you use Delta Community Zelle® or Bill Pay services this season! Each time you send a payment with Zelle® or make a qualified Bill Pay transaction through December 31, you’ll be automatically entered for a chance to win $5,000 in the Season of Giving and Receiving Sweepstakes.4 Additionally, $1 will be donated to the non-profit support organization Good 360 for each qualified transaction which includes:
- Adding and paying a new biller
- Activating a new eBill
- Setting up an automatic payment
- Sending $5 or more to a new contact using Zelle®
Don’t miss your chance to win $5,000 and give back to a good cause. Use Bill Pay and Zelle® today!
It's Not Too Late to Lock in a Great CD Rate
We’re dedicated to providing competitive rates to our Delta Community members, and now is an ideal time to open a Certificate of Deposit to secure your savings. Enjoy 3.60% APY on a 6-month CD or 4.50% APY on a 12-month CD! A new CD offers one of the safest ways to grow your investments, and the process is simple. It’s also a thoughtful savings option for someone special with exciting plans ahead. Plus, by choosing Delta Community, you’ll not only benefit from great rates, but also exceptional, personalized service.
To get started, log in to Online Banking or our Mobile App, choose Add an Account from the menu, then select Certificate of Deposit (CD). You can also stop by any Delta Community branch, or if you have questions call us at 800-544-3328. Make sure to check our website for the most up-to-date rates.5
Let Us Help During Benefit Enrollment Season
Take advantage of your member discounts this benefit enrollment season! With so many insurance options out there, it can be a challenge to find the best coverage at the right price. Members Insurance Advisors,6 a subsidiary of Delta Community, is your resource for exclusive benefits and pricing on a variety of top-rated products such as Life, Supplemental Health, Affordable Care, Medicare, Vision, Dental and more. Visit DeltaCommunityCU.com/MyInsurance to learn more.
Check Out the Latest Updates to Online Banking and our Mobile App
We are excited to relaunch our updated New Features page. This page is a great resource for our members to explore all the updates that we are making to our online and mobile platforms. At Delta Community, we are always looking for new ways to make your banking experience better and this page is a great resource to make sure you aren’t missing out on the latest features available to you. To explore some of the most recent updates visit DeltaCommunityCU.com/NewFeatures.
Financial Education Center Seminars
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
Join us in November for our workshop series on Taking Financial Inventory. We’ll help you understand and assess your own financial health, provide insights into credit reports, explore ways to save money by reducing expenses, discuss the importance of proper insurance coverage and learn how to prepare for buying your next car. In addition, our financial counseling service BALANCE will help you stay safe from holiday scammers.
Check our Events & Seminars page for more information on upcoming seminars.
Monthly Blogs
- Your Short Fall Maintenance Checklist: While a list of home maintenance tasks could get pretty lengthy, this post is keeping them limited to a few essential core chores that can be done either by one person or with the help of experienced professionals; their knowledge and advice could add significant value to keeping a home in good shape to avoid winter damage and repair expenses.
- 10 Personal Cybersecurity Essentials for Cybersecurity Month: October was National Cybersecurity Awareness Month. This blog offers 10 practical ways for Delta Community members and the public, to manage online security—plus a few bonus tips.
Financial Status
As of September 30, 2024
- Assets: $8.6B
- Deposits: $7.6B
- Loans: $5.7B
- Members: 510,916
Holiday Closing
Veterans Day, Closed
Monday, November 11
Contact Us
Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations
EVERYTHING YOUR BANK SHOULD BE™
1. Refer a friend or family member who becomes a Delta Community Credit Union member by opening a new Savings Account between November 1 and December 31, 2024 (“Sweepstakes Period”) and you’ll be automatically entered for a chance to win one (1) $250 deposit into your Savings Account as part of our $250 Bonus Bump Sweepstakes! For complete sweepstakes rules and details visit DeltaCommunityCU.com/ReferRules. NO PURCHASE NECESSARY TO ENTER OR WIN: PURCHASE OR SIGNING UP FOR ANY SERVICES WILL NOT INCREASE CHANCES OF WINNING. Membership is not required to participate in the prize drawing. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open individuals residing in the U.S. who are at least 13 years of age and eligible for membership. Mail-in entries must be submitted on a 3x5 card to qualify for entry.
2. Rates expressed as Annual Percentage Rate (APR) for well-qualified borrowers with excellent credit. Rates are based on creditworthiness and term of loan. APR available October 1 – November 30, 2024. Income verification may be required.
3. The monthly payment for a $1,500 loan at 8.75% annual percentage rate with a term of 12 months would result in 12 monthly payments of $131.01
4. The 2024 Season of Giving and Receiving Sweepstakes. NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes starts at 12:00:01 a.m. ET on November 1, 2024 and ends at 11:59:59 p.m. ET on December 31, 2024. Open to legal residents of the 50 United States and D.C. including the territories of Guam and Saipan who are 18 years of age and older and are registered accountholders at a participating Financial Institution. To enter by mail, hand-print on a 3½” × 5” postcard: “Season of Giving and Receiving Sweepstakes” full name, full mailing address, day and evening phone numbers, email address (if any) and date of birth and mail to: “Season of Giving and Receiving Sweepstakes” C/O MRI, P.O Box 3849, Oak Park, IL 60303-3849; postmarked by January 2, 2025 and received by January 8, 2025. Void where prohibited. For Official Rules, visit www.seasonofgivingandreceivingsweeps.com Sponsor: Fiserv Solutions, LLC, 255 Fiserv Drive Brookfield, WI 53045.
This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
U.S. checking or savings account required to use Zelle®.
5. Penalty will or may be imposed for early withdrawal.
6. Members Insurance Advisors is a wholly-owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.
