2024 Cool Cash Camp Special Offers

At Delta Community, we’re all about helping families reach their financial goals. That’s why we offer products, services and programs to help members of all ages and walks of life fulfill their dreams.

For more information about our Cool Cash Camp offers, please refer to our Frequently Asked Questions.

Cool Cash Camp Kids

Did your little one attend a June 2024 Cool Cash Camp? Open a new Savings Account using promo code CAMPYOUTH_2024 by August 31, 2024, and make any amount of deposits into the new account within 14 days of account opening. We'll match the deposits you make, up to $100.

Children 12 and under must have a Joint Owner complete a physical Youth Savings Account application that can be uploaded via secure messaging or returned by mail, fax, or at a branch.

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Cool Cash Camp Parents

Open a new Checking Account using promo code CAMPADULT_2024 by August 31, 2024.

Earn a $300 bonus when you open a new Interest Checking Account, deposit at least $1,500 and make 10 Visa® Debit Card purchases. The bonus will be deposited directly to your new account within 60 days of meeting requirements.

Earn a $150 bonus when you open a new Free Checking Account, deposit at least $500 and make 10 Visa® Debit Card purchases. The bonus will be deposited directly to your new account within 60 days of meeting requirements.

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Frequently Asked Questions

How does the Delta Community Cool Cash Camp Kid Offer work?

From June 1 through August 31, 2024, Cool Cash Camp attendees can open a new Delta Community Savings Account (using promo code CAMPYOUTH_2024) to qualify for a Savings Match of up to $100. New member applicants will have 14 days (Funding Period) to make deposits into the new Savings Account and earn the Savings Match up to $100.

After the deposits are made and the 14 days are over, am I still eligible for the Savings Match if I withdraw my money?

No. To receive the full bonus match (up to $100) the funds must remain in the account until the deposit match is made by Delta Community.

When will I see the Savings Match from Delta Community?

All Savings Matches will be deposited to qualifying accounts within 60 days of funding period ending.

If I send in my application on August 31, 2024, how long do I have to make deposits?

As long as applications are sent/postmarked by August 31, 2024, the deposits can be made for 14 days after the account is opened.

Which deposits will be matched?

All deposits made into new Savings Account within 14 days of account opening, up to $100, that remain in the account at the time of bonus payout will be matched.

  • EX: If $25 is deposited into the new Savings Account on day 1 and $75 is deposited into the new account on day 12, Delta Community Credit Union will deposit $100.
  • EX: If $250 is deposited into the new Savings Account on day 1, Delta Community Credit Union will deposit $100.
  • EX: If $100 is deposited into the new Savings Account on day 1 and $75 is withdrawn on day 14, Delta Community Credit Union will deposit $25.
  • EX: If $50 is deposited into the new Savings Account on day 1, $50 is deposited into the new Savings Account on day 7 and $75 is withdrawn on day 30, Delta Community Credit Union will deposit $25.

How can I open a new Savings Account if my child is under 12?

Visit DeltaCommunityCU.com/YouthSavings and complete the 2-page Youth Savings Account Application. Once completed, there are multiple options to send the application in:

  • Upload the application via secure messaging in the Delta Community Mobile App or Online Banking
  • Mail the application to: Delta Community Credit Union, P.O. Box 20541, Atlanta, GA 30320-2541
  • Fax the application to 404-677-4642
  • Bring the application to your local Delta Community branch

Ensure copy of Parent/Guardian Photo ID (Driver’s License, Passport, State ID) is included with application regardless of how it is submitted. As long as the application has been sent via Mobile App, direct mail or fax by August 31, 2024, the deposits can be made 14 days after the account is opened to still receive the Savings Match.

What do I need to complete a Delta Community Savings Account application?

For applicants ages 13 to 17 years old, the Savings Account can be opened online or in a Delta Community branch by applicant and the Joint Owner.

  • Applicant must provide: Date of birth, valid ID, Social Security number, and current physical address
  • Joint Applicant must provide: Date of birth, valid ID, and current physical address

For applicants age 18 to 19 years old, the Savings Account can be opened online or in a Delta Community branch.

  • Applicant must provide: Date of birth, valid ID, Social Security number, and current physical address

Am I required to have a Joint Owner on my new Savings Account?

Applicants age 17 and under must have a Joint Account Owner on their new Savings Account.

Who is eligible to be a Joint Owner on my new Savings Account?

A Joint Owner is at least 18 years of age and possesses a non-expired valid government-issued ID. Joint Owners must always be present on the Savings Account while the minor is under the age of 18, or the account will be closed.

Will applying for a Delta Community Savings Account impact my credit score?

No. A Delta Community Savings Account application will not appear on your credit report in any form.

What are the promotion disclosures for Delta Community’s Cool Cash Camp Kid Offer?

Please see below for the disclosures for the Cool Cash Camp Kid Offer:

Offer valid for child attending a 2024 Cool Cash Camp.  To obtain a bonus of up to $100 (“Bonus Match”), open a first-time Savings Account between June 1 and August 31, 2024 using promo code CAMPYOUTH_2024 and make deposits. Delta Community will provide a Bonus Match of the lesser of (1) total aggregate Savings deposits made within the first 14 days after account opening (the “Funding Period”), (2) the available balance of the Savings Account at the time of bonus fulfillment or (3) $100. The Bonus Match will be deposited into the Savings Account within 60 days of the new Savings Account Funding Period ending. A $5 minimum deposit is required for Delta Community membership, which will be included in the total aggregate deposits. Savings account opened via mail, fax, or Secure Messaging (via Mobile App or Online Banking) promo code must be included on application. An adult joint account owner is required for applicants under 18 years old. To receive the Bonus Match, applicant must be eligible and qualify for membership and all accounts of owners (including joint owner) must be in good standing with deposit balances above zero, any applicable loan payments current and all accounts in compliance with any other terms, conditions and governing requirements until bonus fulfillment. Offer can only be redeemed once per member and cannot be combined with other offers. The Annual Percentage Yield for Savings is 0.25% as of June 1, 2024. Rates are subject to change.

What are the promotion disclosures for Delta Community’s Cool Cash Camp Parent Offer?

Please see below for the disclosures for the Cool Cash Camp Parent Offer:

Between June 1 and August 31, 2024, a parent or guardian of a Cool Cash Camp attendee can obtain one of the following bonuses by opening a membership with a Savings Account and Checking Account by presenting promocode CAMPADULT_2024 at the time of account opening and making deposits and debit card transactions as follows:  To obtain a $150 bonus, open a Free Checking Account and within 60 days of account opening make deposits totaling $500 and ten (10) Visa Debit Card purchases. To obtain a $300 bonus, open an Interest Checking Account and within 60 days of account opening make deposits totaling $1,500 and ten (10) Visa Debit Card purchases. Accounts must be opened either online or in a branch. Offer not valid unless redeemed by one of these two methods. Savings Account must have a minimum deposit of $5.  Debit Card transactions must post and clear the account within the 60-day period. ATM transactions will not be considered for bonus. Required deposits must remain in Checking Account until the time of bonus fulfillment to obtain bonus. To receive bonus, accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met. This offer is valid for first-time Delta Community members only and cannot be combined with other offers. Applicant must be eligible to qualify for membership.  As of June 1, 2024, the Annual Percentage Yield (APY) for Savings is 0.25%, for Free Checking is 0.00% and for Interest Checking is 0.10%. Rates subject to change.