*OFFER ELIGIBILITY: Applicant must be eligible and qualify as a first-time Delta Community Credit Union member between July 1 and September 30, 2026 (the “Promotional Period”). Accounts must be opened either online at www.DeltaCommunityCU.com or in a branch.

OFFER REQUIREMENTS: Open a consumer membership with a Savings Account and Checking Account during the Promotional Period by entering online or presenting at branch the promo code noted at the time of membership opening and, within 90 calendar days of account opening: (1) fund Savings Account with at least $5, (2) set up and receive qualifying Direct Payroll Deposits totaling $1,000 or more into Checking Account and (3) make at least 10 (ten) Visa Debit card purchases. Offer cannot be combined with other offers and is not valid unless all requirements are met. Limit one offer per member.

OTHER REQUIREMENTS: The qualifying Direct Payroll Deposits must be deposited from the member’s employer via ACH transfer. Deposits that do not originate from an employer and/or are not sent by ACH (including check deposits, P2P transfers such as Venmo, Zelle® or Paypal, bank ACH transfers not from an employer, and merchant transactions such as Square or Stripe) are not eligible as qualifying Direct Payroll Deposits in this promotion. Debit Card transactions Must post and clear the account within the 90-day period. ATM transactions will not be considered for this offer.

BONUS PROCESSING: Bonus will be deposited into Checking Account within sixty (60) calendar days after required deposits and transactions are made.

OTHER TERMS: Applicant’s accounts must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotional offer are subject to IRS reporting. As of July 1, 2026, the Annual Percentage Yield (APY) for Savings is 0.25% and Interest Checking is 0.10%. Rates subject to change. Free Checking and SpendSafe Checking^® do not pay dividends. Fees may reduce earnings on account. Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third party websites and promotional materials with no affiliation or prior authorization from the Credit Union.