Fees

Debit Card and ATM Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
ATM Withdrawals - Delta Community owned machines $0.00
Fee Type:
ATM Withdrawals - Delta Community owned machines
Amount:
$0.00
Card Replacement $0.00/card
Fee Type:
Card Replacement
Amount:
$0.00/card
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.
Rush Delivery $15.00 M-F, $30.00 Sat.
Fee Type:
Rush Delivery
Amount:
$15.00 M-F, $30.00 Sat.
Additional Card $0.00/card
Fee Type:
Additional Card
Amount:
$0.00/card
Non-Network ATM Fee Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session. $2.00 per transaction
Fee Type:
Non-Network ATM Fee
Amount:
$2.00 per transaction
Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session.

Checking Account (Consumer)

Fee Type Amount
Monthly Fee Pricing Varies
Fee Type:
Monthly Fee
Amount:
Pricing Varies
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Overdraft Transfer from Credit Accounts $5.00
Fee Type:
Overdraft Transfer from Credit Accounts
Amount:
$5.00
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Stop Payment Fee (ACH, Bill Pay, Check or Zelle) $28.00 each
Fee Type:
Stop Payment Fee (ACH, Bill Pay, Check or Zelle)
Amount:
$28.00 each
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $15.00 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$15.00 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Copy of Paid Check (trace # provided) $5.00 each
Fee Type:
Copy of Paid Check (trace # provided)
Amount:
$5.00 each
Balancing Checking Account $25.00/month
Fee Type:
Balancing Checking Account
Amount:
$25.00/month
Check Printing (per box of 120 checks) Pricing Varies
Fee Type:
Check Printing (per box of 120 checks)
Amount:
Pricing Varies
Transaction History $5.00/request
Fee Type:
Transaction History
Amount:
$5.00/request
Account Research $25.00 per hour; $.30 per page copied
Fee Type:
Account Research
Amount:
$25.00 per hour; $.30 per page copied
Courtesy Pay Fee $25.00 per item paid
Fee Type:
Courtesy Pay Fee
Amount:
$25.00 per item paid
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.
Non-Network ATM Fee Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session. $2.00 per transaction
Fee Type:
Non-Network ATM Fee
Amount:
$2.00 per transaction
Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session.

IRA Fees

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Institutional Transfer Out (after 1 free yearly) $25.00 each
Fee Type:
Institutional Transfer Out (after 1 free yearly)
Amount:
$25.00 each

Loan Fees

Fee Type Amount
Late Payment Fee for Consumer Loans $25.00 per month late
Fee Type:
Late Payment Fee for Consumer Loans
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer from a non-Delta Community account $8.00
Fee Type:
Pay by Phone Loan Payment Transfer from a non-Delta Community account
Amount:
$8.00

Money Market Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Per Check Charge $0.00
Fee Type:
Per Check Charge
Amount:
$0.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $15.00 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$15.00 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Stop Payment (ACH, Bill Pay, Check or Zelle) $28.00 each
Fee Type:
Stop Payment (ACH, Bill Pay, Check or Zelle)
Amount:
$28.00 each
Copy of Paid Check (trace # provided) $5.00 each
Fee Type:
Copy of Paid Check (trace # provided)
Amount:
$5.00 each
Balancing Checking Account $25.00 month
Fee Type:
Balancing Checking Account
Amount:
$25.00 month
Check Printing (per box of 40 checks) Pricing Varies
Fee Type:
Check Printing (per box of 40 checks)
Amount:
Pricing Varies
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Transaction History $5.00/request
Fee Type:
Transaction History
Amount:
$5.00/request
Account Research $25.00 per hour; $.30 per page copied
Fee Type:
Account Research
Amount:
$25.00 per hour; $.30 per page copied
Foreign Card Fee The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Card Fee
Amount:
1% of foreign transaction
The Foreign Card Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.
Non-Network ATM Fee Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session. $2.00 per transaction
Fee Type:
Non-Network ATM Fee
Amount:
$2.00 per transaction
Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session.

Money Orders and Official Checks

Fee Type Amount
Money Order $5.00 per item
Fee Type:
Money Order
Amount:
$5.00 per item
Official Check Withdrawal $10.00 per item
Fee Type:
Official Check Withdrawal
Amount:
$10.00 per item

Bill Pay Fees

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Stop Payment (ACH or Check) $28.00 each
Fee Type:
Stop Payment (ACH or Check)
Amount:
$28.00 each
Rush Delivery Fee (ACH) $15.00
Fee Type:
Rush Delivery Fee (ACH)
Amount:
$15.00

Savings Account

Fee Type Amount
Monthly Fee $0.00
Fee Type:
Monthly Fee
Amount:
$0.00
Overdraft Transfer from Deposit Accounts $3.00
Fee Type:
Overdraft Transfer from Deposit Accounts
Amount:
$3.00
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected. $15.00 per presentment
Fee Type:
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft)
Amount:
$15.00 per presentment
You may be charged an NSF fee each time a check or ACH is presented to us, even if it was previously submitted and rejected.
Inactive Account Fee or Low Balance Fee If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan), we will classify your account as inactive and may impose an inactive fee. $5.00 per month/$0.00 for account owners under 18 years of age
Fee Type:
Inactive Account Fee or Low Balance Fee
Amount:
$5.00 per month/$0.00 for account owners under 18 years of age
If the total of your combined account balances (deposit and loan) falls below $60 and you have not made any transactions for six (6) months to any of your accounts (deposit and loan), we will classify your account as inactive and may impose an inactive fee.
Non-Network ATM Fee Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session. $2.00 per transaction
Fee Type:
Non-Network ATM Fee
Amount:
$2.00 per transaction
Note that you will be charged a Non-Network ATM Fee for each withdrawal transaction made at a non-Delta Community or Co-op network ATM, regardless of whether they occur within a single or multiple ATM session.

Visa Consumer Credit Cards

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Copy of Visa Statement $3.00 each
Fee Type:
Copy of Visa Statement
Amount:
$3.00 each
Cash Advance Fee Does not apply to balance transfers or overdraft protection. $6.00
Fee Type:
Cash Advance Fee
Amount:
$6.00
Does not apply to balance transfers or overdraft protection.
Stop Payment $15.00
Fee Type:
Stop Payment
Amount:
$15.00
Late Fee Up to $25.00
Fee Type:
Late Fee
Amount:
Up to $25.00
Returned Payment Fee Up to $25.00
Fee Type:
Returned Payment Fee
Amount:
Up to $25.00
Foreign Transaction Fee The Foreign Transaction Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Transaction Fee
Amount:
1% of foreign transaction
The Foreign Transaction Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.

Visa Business Credit Cards

Fee Type Amount
Annual Fee $0.00
Fee Type:
Annual Fee
Amount:
$0.00
Cash Advance Transaction Fee 3% or $5.00 minimum and $100.00 maximum
Fee Type:
Cash Advance Transaction Fee
Amount:
3% or $5.00 minimum and $100.00 maximum
Late Payment Fee (balances $10.01 - $1,000.00) $15.00
Fee Type:
Late Payment Fee (balances $10.01 - $1,000.00)
Amount:
$15.00
Late Payment Fee (balances $1,000.01 - $20,000.00) $25.00
Fee Type:
Late Payment Fee (balances $1,000.01 - $20,000.00)
Amount:
$25.00
Late Payment Fee (balances $20,000.01 and above) $40.00
Fee Type:
Late Payment Fee (balances $20,000.01 and above)
Amount:
$40.00
Over the Limit Fee $25.00
Fee Type:
Over the Limit Fee
Amount:
$25.00
Foreign Transaction Fee The Foreign Transaction Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country. 1% of foreign transaction
Fee Type:
Foreign Transaction Fee
Amount:
1% of foreign transaction
The Foreign Transaction Fee is assessed for any card transaction in a foreign currency or completed outside of the U.S., including internet transactions initiated in the U.S. with a merchant who processes the transaction in a foreign country.
NSF for Returned Checks or ACH $20.00
Fee Type:
NSF for Returned Checks or ACH
Amount:
$20.00
Stop Payment $25.00
Fee Type:
Stop Payment
Amount:
$25.00
Rush Delivery $15.00 M-F, $30.00 Sat.
Fee Type:
Rush Delivery
Amount:
$15.00 M-F, $30.00 Sat.
Statement Copy Fee $3.00 per statement
Fee Type:
Statement Copy Fee
Amount:
$3.00 per statement
Visa Business Platinum Rewards Credit Card Fees See Disclosure
Fee Type:
Visa Business Platinum Rewards Credit Card Fees
Amount:
See Disclosure

Business Deposit Account Fees

Fee Type Amount
Business Account Cash Deposits1 $3.00 per $1,000.00
Fee Type:
Business Account Cash Deposits1
Amount:
$3.00 per $1,000.00
Business Account Cash Orders2 $3.00 per $1,000.00
Fee Type:
Business Account Cash Orders2
Amount:
$3.00 per $1,000.00
Business Value Checking Service Fee3 $5.00 per month
Fee Type:
Business Value Checking Service Fee3
Amount:
$5.00 per month
Business Value Checking Analysis Fee $0.15 per item over 100 items
Fee Type:
Business Value Checking Analysis Fee
Amount:
$0.15 per item over 100 items
Business Checking Service Fee3 $10.00 per month
Fee Type:
Business Checking Service Fee3
Amount:
$10.00 per month
Business Checking Analysis Fee $0.25 per item over 500 items
Fee Type:
Business Checking Analysis Fee
Amount:
$0.25 per item over 500 items
Business Remote Deposit Capture Fee Request Application and Disclosure
Fee Type:
Business Remote Deposit Capture Fee
Amount:
Request Application and Disclosure
Additional Notes 1Rounded down to the nearest $1,000.00 in deposits that exceed the first $10,000.00.
2Rounded down to the nearest $1,000.00.
3If, during any month, your average daily balance falls below $500.00 on a Value Checking, or $750.00 on a Business Checking, your account will be subject to the Account’s Service Fee for that month.
Fee Type:
Additional Notes
Amount:
1Rounded down to the nearest $1,000.00 in deposits that exceed the first $10,000.00.
2Rounded down to the nearest $1,000.00.
3If, during any month, your average daily balance falls below $500.00 on a Value Checking, or $750.00 on a Business Checking, your account will be subject to the Account’s Service Fee for that month.

Other Fees

Fee Type Amount
Copy of Statement $3.00 each
Fee Type:
Copy of Statement
Amount:
$3.00 each
Direct Deposit $0.00
Fee Type:
Direct Deposit
Amount:
$0.00
Interactive Voice Response (IVR) $0.00
Fee Type:
Interactive Voice Response (IVR)
Amount:
$0.00
Domestic Wire Transfer - Outgoing $25.00
Fee Type:
Domestic Wire Transfer - Outgoing
Amount:
$25.00
International Wire Transfer - Outgoing $50.00
Fee Type:
International Wire Transfer - Outgoing
Amount:
$50.00
Wire Transfer - Incoming (International and Domestic) $0.00
Fee Type:
Wire Transfer - Incoming (International and Domestic)
Amount:
$0.00
Fax - Outgoing (first 3 pages) Each additional faxed page is $1.00. $5.00
Fee Type:
Fax - Outgoing (first 3 pages)
Amount:
$5.00
Each additional faxed page is $1.00.
Copy of IRS Form $3.00/form
Fee Type:
Copy of IRS Form
Amount:
$3.00/form
Court Order Processing Fee $50.00
Fee Type:
Court Order Processing Fee
Amount:
$50.00
Foreign Check Fee 1.5% of final exchange amount, minimum $30.00, maximum $500.00
Fee Type:
Foreign Check Fee
Amount:
1.5% of final exchange amount, minimum $30.00, maximum $500.00
Coin Machine Fee 3% fee for daily transactions that exceed $250.00
Fee Type:
Coin Machine Fee
Amount:
3% fee for daily transactions that exceed $250.00