Refer Your Friends for a Double Bonus

Refer your friends, family and eligible coworkers to Delta Community and receive a limited-time double bonus of $100 for each qualified referral through December 31. Celebrate with those most important in your life and give them the gift of credit union membership—plus, they can get a limited-time bonus of $100 when they join.

Here's how to cash in on your double bonus:

• Get your personal referral link at DeltaCommunityCU.com/Refer
• Send your unique referral link to eligible friends via text, email or social media
• Get $100 for each friend who opens a Checking Account and meets a few simple requirements

That's not all! All qualified referrals made before December 31, 2024, will automatically be entered for the chance to win a $250 prize in the Bonus Bump Sweepstakes!¹ Visit DeltaCommunityCU.com/ReferRules for complete Sweepstakes Rules. Take advantage of this opportunity to share Delta Community with your loved ones and earn extra holiday cash today!

Delta Community Partners with WSB for Annual Coat Drive

This holiday season, Delta Community Credit Union is proud to partner with WSB for a coat drive to help keep our community warm. Together, we’re collecting new and gently used coats to distribute to those in need during the chilly winter months. We invite our members to join us in this effort by donating coats at participating Delta Community branches.

You can drop off your donations at the following branches from December 16 through January 3:

• Newnan (Highway 34 East)
• Stockbridge (Eagles Landing)
• Douglasville
• Chamblee-Brookhaven
• Decatur
• Vinings

Each donated coat will bring comfort to someone in need and reflect the caring spirit of our Delta Community members. Let’s work together to spread warmth and kindness throughout the season.

Your Favorite Holiday Helper is Back

You can count on us to offer helpful solutions during this holiday season. The Delta Community Holiday Loan is a responsible financial option to provide you with extra cash, whatever your plans are this season. Now through December 31, apply for a 12-month Holiday Loan for as low as 8.75% APR² for well-qualified borrowers with excellent credit. The application is easy and the funds can go directly to your Checking Account. A Holiday Loan is great for travel expenses, gift giving, hosting family or whatever you need! To apply, log in to Online Banking or our Mobile App and select Apply for a Loan under the Loans tab, or choose More in our Mobile App. You can also call our Loan Consultants at 404-677-4533.

Give Back Giveaway Winners Announced

Last month, Delta Community teamed up with Jenn Hobby from Atlanta radio station Star 94 for the eighth annual $15,000 Give Back Giveaway. We invited metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities. We recognized the top five schools, with three finalists receiving $1,000 each, one runner-up receiving $2,000 and one grand prize winner receiving $10,000.

The grand prize winner of $10,000 is Cleveland Elementary School. Their project supported the English as a Second Language (ESL) community with their Amigos Club, where Spanish-speaking students tutor others in language arts and math. This program assists over 30 students weekly. Beyond tutoring, they host events in local low-income communities, such as distributing Halloween costumes and holiday pajamas. Additionally, they host multiple annual meetings for ESL families with Amigos providing childcare to demonstrate their commitment.

We awarded the $2,000 prize to Hill City Elementary School. These students worked hard to garden and grow crops like corn, beans and squash, which were harvested to use in the school cafeteria and donated to local community organizations. They also partnered with Keep Pickens Beautiful to compost their cafeteria lunch scraps and turn them into nutrient-rich soil.

The three $1,000 finalists are:

• Lamar County High School, where students started “Crocheting for a Cause” and crocheted large blankets using repurposed grocery bags. These blankets were donated to the unhoused.
• Babb Middle School, who hosted a Salad Party for their community after growing fresh produce in hydroponic gardening systems.
• Villa Rica High School whose Purple PEARLS group gathered personal hygiene items to create hygiene boxes for students in need at their school.

• Congratulations to all these amazing students who worked hard to bring positive change to their communities!

The Great Delta Community Bake Off: A Holiday Challenge for Youth Savers!

This holiday season, we’re stirring up some festive fun for our youngest members with The Great Delta Community Bake Off! We’re calling all Sandy Savers™ and Cool Cash Kids to roll up their sleeves, gather their ingredients and let their creativity shine in the kitchen.

Here’s how it works: Bake a holiday treat that speaks to your unique style. Then tell us about it and submit your entry by December 31, 2024. We want to see your creative spirit—whether through a story about your recipe, a video of you baking with your family or a photo of your final masterpiece. Entries will be judged on creativity, so don’t hold back on the imagination!

To register for the contest, simply complete and return the contest entry form by email for your young saver(s). For more information and to get started, visit DeltaCommunityCU.com/BakeOff.

Three talented bakers will be selected to win $100 each, and everyone who participates will receive a special gift, just for joining the fun. After all, much like baking, saving money is all about taking the right steps toward a sweet future. We can’t wait to see the delicious creations you cook up this season!

Season of Giving and Receiving Sweepstakes

Something wonderful will happen when you use Delta Community Zelle^® or Bill Pay services this season! Each time you send a payment with Zelle^® or make a qualified Bill Pay transaction through December 31, you’ll be automatically entered for a chance to win $5,000 in the Season of Giving and Receiving Sweepstakes.⁴ Additionally, $1 will be donated to the non-profit support organization Good 360 for each qualified transaction which includes:

• Adding and paying a new biller
• Activating a new eBill
• Setting up an automatic payment
• Sending $5 or more to a new contact using Zelle^®

Don’t miss your chance to win $5,000 and give back to a good cause. Use Bill Pay and Zelle^® today!

Delta Community Wins Two Credit Union Times LUMINARIES Awards

Delta Community recently earned two prestigious Credit Union Times LUMINARIES Awards, which celebrate excellence in leadership, member and community service, and financial management. This annual program spans 24 categories, and Delta Community secured top honors for “Executive Leadership – CEO” and “Community Impact – Credit Unions.” CEO Hank Halter was recognized alongside seven CEOs from prominent credit unions with over $4 billion in assets and our Community Investment strategy also stood out, competing against nine other large credit unions.

“These awards are a testament to the collaborative achievements of our entire team,” said Hank. “This recognition highlights the industry-leading results we’ve achieved together and the caliber of our peers. I want to especially thank Jai Rogers-Thomas, Reina Jones, and their teams for their dedication to our community engagement programs, which reflect Delta Community’s mission of service and enhance our brand visibility and reputation.”

Take a Payment Holiday

Did you know that you may be eligible for a Payment Holiday? Keep some extra cash in your pocket and skip your eligible loan payments, just in time for the holidays.⁴ Before requesting your Payment Holiday, loans must be open for a minimum of six months to be eligible. Real Estate Loans, Business Loans, Overdraft Protection, Holiday Loans, Consumer Lines of Credit, Visa^® Young Adult and Secured Credit Cards and single-pay loans are not eligible for this offer.

A Payment Holiday may be requested up to the payment due date⁵ via Online Banking—all loans that are eligible for a Payment Holiday will be displayed. Interest will continue to accrue, your normal payment will resume the following month and your loan maturity date will be extended, if applicable.

To request a Payment Holiday, simply log in to Online Banking and select Payment Holiday from the Loans tab.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our December workshop series will discuss the importance of Making Smart Money Choices. We’ll show you how to spend money during the holidays without breaking the bank, review best practices for using credit cards, provide financial tips for independent workers, and teach you how you can help kids build smart financial habits.  Our financial counseling service BALANCE will also show you ways to trim your budget. 

• December 3: Tips to Managing Holiday Stress | Live Webinar
• December 5: Using Credit Cards Wisely | Live Webinar
• December 10: 21 Ways to Trim Your Budget | Live Webinar
• December 10: First-Time Home Buying | Live Webinar
• December 17: Raising Money Smart Kids | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• How to Start Talking to Young Kids About Money: Most people gain a basic understanding of money when they are young, usually from a parent or maybe a teacher. But when is the best time to start talking to kids about money? And how do you begin what is likely to be an ongoing conversation on finances throughout their lives? Read our latest blog to find out.